How to get a business grant in 2026?
26.01.2026 11:05State Grant Policy 2026: Complete Guide to Business Funding Mechanisms
The "eRobota" program in 2026 represents a set of state grant instruments aimed at supporting entrepreneurs and production. For businesses, this is an opportunity to obtain interest-free funding for investments and operational needs, provided they meet established requirements: targeted use of funds, creation/retention of jobs, and fulfillment of other contract conditions.
It is important to understand the basic logic: a state grant is not automatically a "non-repayable payout". The grant does not need to be repaid if the recipient fulfills the program conditions. If conditions are violated or projected indicators (specifically regarding employment and confirmed payments/tax revenues in the established order) are not achieved, an obligation to repay the funds arises (fully or partially, depending on the scenario defined by the contract and procedure).
Below is a detailed overview of the regulatory framework, programs, limits, procedures, and operational requirements.
Section 1. Regulatory Architecture
The grant system is regulated not by a single law, but by separate government decrees establishing different procedures for providing aid in various directions.
1.1. Key Regulatory Acts
Regulates, in particular:
Regulates the provision of grants for creating or developing processing enterprises (manufacturing processing).
1.2. Institutional Structure and Function Distribution
For programs under Decree No. 738 (micro-grants, veterans, etc.):
For programs under Decree No. 739 (processing enterprises):
Section 2. "Own Business" Program (Micro-grants)
Regulated by Decree No. 738
The program is designed for micro and small businesses creating or expanding activities that can confirm the plan's realism, operational transparency, and readiness to meet employment/tax payment conditions.
2.1. Grant Size and Employment Requirements
In 2026, the micro-grant size is determined by the "limit + condition" principle:
This is the minimum threshold amount provided under the program.
Provided on condition that the recipient:
— carries out entrepreneurial activity, or
— (if applying as an individual) commits to register as a Sole Proprietor (FOP) within established deadlines.
The requirement to create hired jobs is not mandatory for this limit, but the recipient must conduct business and fulfill other contract conditions.
Provided on condition of creating 1 job (full-time) with official employment according to legislation and retention of employment under program terms.
Provided on condition of creating at least 2 jobs (full-time) observing deadlines for job creation/retention.
For certain regions (list defined by program conditions), increased maximum amounts are provided:
— up to 300,000 UAH — on condition of creating 1 job;
— up to 500,000 UAH — on condition of creating at least 2 jobs.
These limits apply only to entities meeting the regional conditions of the program.
2.2. Special Condition for Youth (18–25 years inclusive)
For applicants aged 18–25 years (inclusive), the program may apply a mechanism increasing the maximum amount by 100% of the base limit (effectively up to 200,000 UAH in a configuration linked to the base limit), subject to program conditions and funding availability.
A key practical feature for this category: the grant may be provided without the mandatory creation of hired jobs, but with mandatory FOP registration and conducting business under the contract.
2.3. Structure of Eligible Costs for "Own Business" Micro-grants
Below are typical cost categories and limits applicable specifically to the "Own Business" program. Any expense must:
| Cost Category | Limit from Grant Amount |
|---|---|
| Purchase of equipment, furniture, machinery, tools (for business activity) | Can be up to 100% (if justified in the business plan) |
| Purchase of raw materials, goods, services, software, and other operational costs defined by procedure | Total up to 50% |
| Equipment leasing (subject to program restrictions) | Up to 50% |
| Rent of non-residential premises | Up to 25% |
| Equipment rent | Up to 10% |
| Marketing services and advertising | Up to 10% |
| Payments for using intellectual property rights (royalties) | Up to 20% — only in cases provided by conditions for the relevant recipient category |
| Commercial concession (franchise) | Allowed under program conditions (depending on grant configuration and business plan) |
Section 3. Grants for Veterans and Their Family Members
Regulated by Decree No. 738 (separate procedure within the decree)
The program is intended for:
3.1. Grant Size and Conditions
The grant size is determined based on obligations regarding jobs:
Condition: creation of 1 job.
Condition: creation of 2 jobs.
Condition: creation of 4 jobs.
For this bracket, mandatory co-financing applies:
— up to 70% — grant funds;
— not less than 30% — recipient funds (own contribution).
3.2. Structure of Eligible Costs for Veteran Grants
Cost limits for veteran grants differ from "Own Business" micro-grants. Below is the structure used for this procedure (payments are processed through a special account with supporting documents).
| Cost Category | Limit from Grant Amount |
|---|---|
| Purchase of furniture, equipment, machinery, tools, vehicles for business activity | Can be up to 100% (if justified in the business plan) |
| Purchase of licensed software | Up to 50% |
| Purchase of goods, raw materials, materials, seeds, animals, and payment for services (incl. marketing within procedure) | Total up to 70% |
| Marketing/advertising (as part of allowed services) | Up to 10% (within procedure and business plan) |
| Rent of non-residential premises | Up to 25% |
| Equipment rent | Up to 30% |
| Leasing (subject to program restrictions) | Up to 50% |
| Commercial concession (franchise) | Allowed under procedure conditions and business plan |
Section 4. Grants for Processing Enterprises
Regulated by Decree No. 739
This is a program for businesses launching or scaling processing production (typically Section C of NACE/KVED and related production directions defined by program conditions).
4.1. Financial Parameters
4.2. Conditions for Use of Funds and Requirements
Funds are directed towards expenses related to fixed production assets: purchase of production equipment/lines, delivery, installation, commissioning (within Procedure No. 739).
Obligations regarding job creation depend on the grant amount and are defined by the procedure and contract (practically — up to 25 jobs in upper brackets).
The base model is co-financing between the state and business. Different ratios apply in Procedure No. 739 depending on applicant category/territory/project conditions, specifically:
— 50% / 50% — standard model;
— 80% / 20% — for de-occupied/affected/active combat territories (under program conditions);
— 70% / 30% — separate scenario provided by the procedure (depends on project conditions, incl. equipment characteristics/origin and other criteria defined by program rules).
Section 5. Due Diligence
Before submitting an application, it is advisable to conduct an internal check (legal and financial). The main "stop-factors" that most often lead to rejection at the scoring/compliance or evaluation stage:
The presence of debt on taxes/fees/Social Contribution (ESV) on the date of submission increases the risk of automatic rejection. Practically, it is important to check and close even insignificant amounts.
The applicant, beneficiaries, related persons, and (if necessary) counterparties are checked. The presence of sanctions or established ties is a stop-factor.
Liquidation, bankruptcy, cessation of activity, critical court restrictions are typical grounds for refusal.
Activity in temporarily occupied territories or inability to confirm the legality of conducting activity carries a risk of refusal.
Financial services to the population (currency exchange, pawnshops, etc.), insurance, production/sale of excisable goods (alcohol, tobacco, fuel), gambling are typical prohibited directions.
Section 6. Obtaining Procedure (Workflow)
The submission procedure is maximally digitized and passes through the "Diia" ecosystem and related channels.
The business plan must contain a financial model, income/expense forecast, explanation of project economics, funding needs, implementation calendar, and cost justification. For programs with jobs — a hiring plan and personnel costs (as an obligation, not as a grant expense item).
Submission is carried out via "Diia" using a Qualified Electronic Signature (KEP). The business plan in the established form is attached to the application.
The authorized bank checks the applicant's compliance with criteria, business reputation, presence of stop-factors, and correctness of basic data.
The SEC evaluates the realism of the business plan, the logic of expenses, and the applicant's ability to fulfill conditions.
The applicant answers questions regarding the project, financial model, client sources/sales, expense logic, and fulfillment of obligations. For B2B entrepreneurs, it is important to have basic numbers at hand: margin, average check, break-even point, hiring schedule, key risks.
The decision arrives in the "Diia" cabinet/established channel.
After a positive decision, the applicant opens a special bank account within a specified period (typically — up to 20 working days) and performs actions provided by the contract (incl. transferring own contribution, if co-financing applies).
Section 7. Obligations and Repayment Mechanism
7.1. Operational Obligations
For micro-grants and parts of No. 738 programs, the following requirements typically apply (specific deadlines and confirmation procedure — in the contract and program rules):
Funds must be used within the established deadline (for micro-grants typically — within 6 months from the date of crediting).
If the grant is received with a hiring condition, employees must be officially employed within the established deadline (typically — within 6 months from the date of receiving funds).
Jobs must be retained for a defined period (typically — at least 24 months) observing requirements regarding employee replacement in case of dismissal (if provided by conditions).
7.2. Fiscal Obligations and Scenarios after Control Period
The control model includes evaluating the fulfillment of conditions and financial indicators within the period defined by program rules (typically — up to 3 years).
Typical Scenarios:
7.3. Tax Status of the Grant
Budget grant funds, as targeted financing, are not included in the taxable income of the payer (provided targeted use is observed according to rules). At the same time, the purchase of goods/services using grant funds occurs under ordinary rules: taxes included in the supplier's price (specifically VAT within the price) are paid on general grounds.
Summary for the Manager
State grant programs of 2026 are a practical funding instrument for business that:
Practical Approach to Application Preparation:
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Не знаю, як отримати грант, але якщо і отримає хтось, то я б рекомендував одразу інвестувати ці гроші на відкриття бізнесу, пов'язаного з надрами.
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