Terminal in your phone: Torgsoft allows you to accept contactless payments from your smartphone

In the new version of the mobile application «Torgsoft 2.0», a feature has been introduced to accept contactless payments through a «virtual» terminal from monobank. This means that a separate POS terminal is no longer needed for cashless payments — a smartphone is enough. Your customers will have more payment options for goods or services.

 How to connect «Terminal in the phone» from Mono in Torgsoft?

First, download the tapXPhone app to your smartphone.

Then, all settings are made in from your mobile app Torgsoft: 

1. Activate the additional option «Connecting a bank terminal» in Torgsoft settings.

2. Go to sales and returns settings, where a new button «Configure terminal (Mono)» will appear.

3. In the terminal settings, enter your login or phone number. Enter the payment terminal ID (found in the monobank personal account).

4. In the «Terminal» dropdown list, select «Mono» and click «Apply» (Torgsoft currently supports integration with Monobank and PrivatBank).

5. Complete the integration. After a successful connection, a switch «Use connection with the bank terminal» will appear in the payment and refund form, enabled by default.

Torgsoft synchronization with the mono mobile terminal works only on Android smartphones.

 Integration of the mono terminal with Torgsoft — this is:

 Fast and mobile payment acceptance — sell goods and services directly through a smartphone, saving time on transactions and increasing customer satisfaction.

 Various payment acceptance methods — the client can either tap a card or their phone to yours or pay via QR code or link.

 Savings on equipment — no need to rent a POS terminal from a bank.

 Secure transactions — payments go through monobank's secure payment system.

 Integration with the Torgsoft accounting system — all payments are automatically recorded in the program, ensuring accurate and correct cashless transaction accounting.

 Additional financial accounting features in Torgsoft

If you accept payments for goods or services to a settlement account, Torgsoft offers an additional option «Bank account statements». What does it provide? 

✅ Automatic loading of customer payments into the Torgsoft accounting program.

✅ Payment linking to invoices — easily track who paid for what.

✅ Control of income and expenses — monitor cash flow in the account.

✅ Secure access for employees — delegate payment control without sharing monobank account passwords.

Now accepting payments has become even easier.

Mobile application version «Torgsoft 2.1.2» is only compatible with the beta version of the Torgsoft accounting program and is already available on PlayMarket.

Video tutorial on setting up the Terminal from mono in the Torgsoft mobile app